If Bankruptcy is the finaly economically viable choice, then something must be done about it. Any journey always has it’s starting point and ending point. When you are bogged down and cannot move on, then Bankruptcy is the way ahead.
This scribbler does not take a position on the merits or otherwise of declaring personal bankruptcy. If you are considering taking this step,then qualified advice needs to be sought. I believe however that the stresses that accompany dealing with debt, to the family, self esteem, and lack of sleep can be debilitating.
Adversity2success is a resource to help motivate, inspire and provide a positive spin on even the darkest moments, in the hope of providing a leg up. In the absence of context nothing has meaning. This site attempts to bend our perceptions in order to encourage more supporting beliefs. Inspiration, motivation, positive thinking, and lots of self talk can be of limited value if the stress of dealing with creditors, collection agents and all manner of unpleasant consequences of your debt is paralysing you, and rendering you impotent in the pursuit of your goals.
Is Bankruptcy a viable option?
The starting point of any journey is determining your desired destination. If you are so bogged down in the mire of your current situation, that you cannot move, then obviously something must be done.
Remember there are always choices and it may be best to make a less than ideal choice ie; go Bankrupt in order to move on in life, if the alternative is to drown in despair.
Self defeating excuses to put of the decision.
Hope it all just works out, and good fortune will land in our laps.
Poor decision making and perhaps procrastination and lack of personal responsibility upstream may have contributed to your current predicament.
Perhaps this is a wake up call for turning over a new leaf and taking better more decisive actions from now on.
In the words of a song by 1980’s pop band the Smith’s “why do i give valuable time to people who don’t care if I live or die?”
Stigma is a self induced guilt trip or mind set, that tarnishes our self esteem and feelings of self worth, with the assumption that people we care about will think poorly of us.
Why would we care about what anyone else thinks about us. Hint; you’re probably not even on their conscious radar anyway.
Morality is a mindset born out of the culture we’re nurtured in, and given power by the need to belong and fit within the tribe of our culture.
Morality is a factor of belief systems. Religious, political, societal, family and so forth. Like stigma it’s power over us is fanned only to the degree we buy in to it.
This is not a philosophical piece about the definition of morality and it’s place in society. Rather to point out that morality really is in the eye of the beholder, and in the context of the environment.
Temporary expedience is often required in order to overcome set backs and move on. it’s hard to become a contributing member of society if you’re so overwhelmed that you can’t get out of bed in the morning.
Credit rating indelibly tarnished.
Nothing is forever. The night is darkest just before the dawn. O.K perhaps a little too syrupy. However the point needs making. Some of our darkest moments often appear in hindsight as little more than beneficial learning curves.
Just Google post Bankruptcy success stories. You may be encouraged and inspired, to learn that so many hugely successful icons from all walks of life, first went through this difficult process. Some a number of times. Abraham Lincoln for instance.
Remember it’s not our circumstances that define us, rather our response to to those circumstances. (From memory I may be paraphrasing a Tony Robbins quote)
Mozart, Walt Disney, Henry Ford, Mark Twain, Larry King, Francis Ford Copolla, Bjorn Borg, Cyndi Lauper, Mike Tyson.
kiaran finn of http://www.adversity2success For Inspiration, Motivation, and stories of triumph over adversity, please come visit my site/blog, say hello or Twitter me!
Related Bankrupt Articles