Question by TimTimTimma: Does the FDCPA only apply to third parties?
Was speaking with someone from Worldwide Recoveries who said they own the debt so the FDCPA doesn’t apply to them. Any truth to this?
Answer by .02 REMAINS
Yes, FDCPA applies only to third-party debt collectors.
However, many states have their own similar statutes which may still apply to original creditors.
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